Our Team

Heather Holjevac is a CFP (Certified Financial Planner) with over 20 years experience in the financial industry.  With a strong background in business and finance, she brings a straightforward, analytical approach to her client relationships.  Heather also has the Certified Divorce Financial Analyst (CDFA) and completed the Bachelor of Commerce degree from Dalhousie University in 1989. 

Heather joined ICM in September 2009 as a financial advisor to specialize in Retirement Planning and has a passion for working with women at all stages of their lives, whether divorced, widowed or in challenging situations. Prior to ICM, Heather worked at Canada Trust, Altamira and has been an Independent Financial Planner since 2000.

By joining International Capital Management Heather is looking forward to continuing to provide clarity in building wealth with purpose, offering Financial Planning strategies and solutions that will empower her clients to live a life they love and give them confidence with their financial situation. The pairing of Heather’s extensive knowledge in Tax Planning, Retirement Planning and Estate Planning with the ICM process, uniquely qualifies her to help you at any stage of your financial situation.

Heather is continuing the ICM Financial Education tradition of teaching financial planning seminars through the Toronto District School board, and through schools in Mississauga, Oakville and Burlington.

Heather is an enthusiastic advocate for financial issues that affect women, children and small businesses, and has geared her practice towards education and empowerment.  Heather is involved in many women’s networking associations, whose mandates are to educate and further the interests of women, including Roaring Women and Company of Women. You can find Heather’s financial articles through the online women’s magazine www.Timelesswomen.ca.

Heather always puts her client’s interests first and enjoys helping people become financially confident. Heather’s clients know they are dealing with someone they can trust. Clients of Heather’s comment that she has a gift of helping her clients make sense of the complicated and mundane topics of investing, insurance and retirement, resulting in financial confidence.

In her spare time, Heather enjoys traveling, music and theatre and spending time with her husband of 17 year and 2 children.

Client Testimonials:

“It is a treat dealing with you. Thank you for your excellent explanations of difficult financial topics.” K.D.

“You always look out for my best interests and I have complete trust in you. You are always available to answer any questions I have and you provide much more than financial advice.” A.M.

“It has always been difficult for me to discuss my finances with other professionals. You however have always made me feel comforted and confident and that I can trust you. Thank you.”K.S.